Payout/Withdrawal API

Initiate Payout/Withdrawal

Initiate a withdrawal request. The following situations will cause the API call to fail. Please pay attention to the error messages returned by the API:

1. If the withdrawal amount exceeds the merchant's minimum and maximum withdrawal limits (refer to the merchant backend for withdrawal range limits, and consult customer service for withdrawal fees), the response will be 'Withdrawal amount exceeds limit'.
2. If the recipient bank card submitted for payout is incorrect, such as an invalid card number, the API will return 'Invalid card number...'. Please be sure to return this error message to the downstream for display, so that customer service can know the reason for withdrawal failure as soon as possible.
3. For Alipay payouts, please fill in the relevant payment account information, set the bank to 'Alipay', leave 'Bank Branch' blank, and fill in the Alipay phone number or email in 'Account Number'.

• Request Method: POST
• Endpoint: http://[API Domain]/api/v1/mch/wdl-orders
• Request Parameters:

Parameter	Type	Viet.	Thail.	Brazil	India	Ph.	Description
mch_id	number	✅	✅	✅	✅	✅	Merchant ID, view in merchant backend configuration
trans_id	string	✅	✅	✅	✅	✅	Merchant transaction ID, provided by merchant
channel	string	✅	✅	✅	✅	✅	Channel code, use 'mock' for testing. For other countries, see System Channel Codes
amount	string	✅	✅	✅	✅	✅	Order amount, keep two decimal places, use string like "100.00"
currency	string	✅	✅	✅	✅	✅	Currency code, see System Currency Codes
account_no	string	✅	✅	✅	✅	✅	Recipient account or digital wallet account/address, GCASH uses phone number
account_name	string	✅	✅	✅	✅	✅	Recipient account name
account_org	string	✅	✅	✅	✅	⭕️	Recipient bank name (see appendix for Vietnamese banks)
account_org_code	string	✅	✅	⭕️	⭕️	⭕️	Recipient bank code (see appendix for Vietnamese banks, India uses IFSC)
account_sub_org	string	⭕️	⭕️	⭕️	⭕️	⭕️	Bank branch
account_type	string	⭕️	⭕️	✅	⭕️	⭕️	Account type, Brazil uses: CPF, CNPJ, PHONE, EMAIL, EVP
account_tin	string	⭕️	⭕️	✅	⭕️	⭕️	Account tax number, Brazil uses: CPF or CNPJ number
account_phone	string	⭕️	⭕️	✅	⭕️	⭕️	Account phone, required if Brazil's account_type is PHONE
account_email	string	⭕️	⭕️	✅	⭕️	⭕️	Account email, required if Brazil's account_type is EMAIL
callback_url	string	✅	✅	✅	✅	✅	Callback URL, used to notify payout result
nonce	string	✅	✅	✅	✅	✅	Random string, at least 6 characters
timestamp	number	✅	✅	✅	✅	✅	UNIX timestamp, 10 digits
sign	string	✅	✅	✅	✅	✅	signature. See Signature Algorithm

• Response:

Parameter	Type	Description
id	string	Platform unique order ID
mch_id	number	Merchant ID
trans_id	string	Transaction ID
channel	string	Channel code
order_amount	number	Order amount
currency	string	Currency
account_name	string	Recipient name
account_no	string	Recipient account
account_org	string	Recipient bank name
account_org_code	string	Recipient bank code
account_sub_org	string	(Optional) Bank branch
created_at	string	Order creation time
status	number	Order status, 50 means canceled or rejected, 60 means success, 10, 20 means processing

Response Example:

{
  "code": 200,
  "payload": {
    "id": "WT1729187424AJCT",
    "trans_id": "2019uZP8KImVd2Xbzae",
    "mch_id": "8888",
    "channel": "bank",
    "order_amount": 100,
    "account_no": "2333667799212341",
    "account_name": "Nguyễn Xuân Hưng",
    "account_org": "PVCOMOBANK",
    "account_org_code": "970425",
    "account_suborg": "Ho Chi Minh City",
    "account_email": "demouser@gmail.com",
    "account_tel_no": "+969839182913",
    "currency": "VND",
    "attatch": "withdrawal",
    "created_at": "2019-04-12 14:12:31",
    "status": 20
  }
}

After successful payout, the system will send a notification to the platform. See Payout Callback for details.

Payout/Withdrawal Query

Query withdrawal status.

• Request Method: GET
• Endpoint: http://[API Domain]/api/v1/mch/wdl-orders
• Request Example: http://[API Domain]/api/v1/mch/wdl-orders?id=OrderID&mch_id=MerchantID&sign=Signature
• Request Parameters:

Parameter	Type	Required	Description
id	string	✅	Order ID or Transaction ID. Note: this parameter must be included in the signature
mch_id	number	✅	Merchant ID, view in merchant backend configuration
nonce	string	✅	Random string, at least 6 characters
timestamp	number	✅	UNIX timestamp, 10 digits
sign	string	✅	signature. See Signature Algorithm

• Response:

Parameter	Type	Description
id	string	Platform unique order ID
mch_id	number	Merchant ID
trans_id	string	Transaction ID
order_amount	number	Order amount
currency	string	Currency, default is CNY
account_name	string	Recipient name
account_no	string	Recipient account
account_org	string	Recipient bank name
account_org_code	string	Recipient bank code
account_suborg	string	Bank branch
attachments	string[]	proof files
created_at	string	Withdrawal time
status	number	Order status, 50 means canceled or rejected, 60 means success, others mean processing

• Response Example

{
  "code": 200,
  "payload": {
    "id": "WOu154sgKfZB",
    "trans_id": "2019uZP8KImVd2Xbzae",
    "mch_id": "8888",
    "channel": "bank",
    "amount": 100,
    "account_no": "2333667799212341",
    "account_name": "Nguyễn Xuân Hưng",
    "account_org": "PVCOMOBANK",
    "account_org_code": "970425",
    "account_email": "demouser@gmail.com",
    "account_tel_no": "+969839182913",
    "currency": "VND",
    "attachments": [],
    "created_at": "2019-04-12 14:12:31",
    "status": 10
  }
}